Non-portfolio products

Perfect for landlords with up to three mortgaged buy-to-let properties and consumer buy-to-let customers.

Product location

Product purpose

Product term

2 Year fixed - 75% LTV - Purchase and remortgage

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
BM1197 3.25% £999 3% for 2 years 5.50% Paragon SVR

(currently 5.60%)

5.50% Max loan - £500,000
BM1198 3.45% NIL 3% for 2 years 5.50% Paragon SVR

(currently 5.60%)

5.50% NA

3 Year fixed - 75% LTV - Purchase and remortgage

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
BM1200 3.50% £999 3% for 3 years 5.40% Paragon SVR

(currently 5.60%)

5.50% Max loan - £500,000
BM1201 3.70% NIL 3% for 3 years 5.40% Paragon SVR

(currently 5.60%)

5.70% NA

5 Year fixed - 75% LTV - Purchase and remortgage

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
BM1206 3.59% £999 5% in years 1 & 2
4% in year 3 & 4
3% in year 5
4.60% 4.85%

(Paragon SVR 5.60% less 0.75%)

4.00% Max loan - £500,000
BM1207 3.75% NIL 5% in years 1 & 2
4% in year 3 & 4
3% in year 5
4.60% 4.85%

(Paragon SVR 5.60% less 0.75%)

4.00% NA

2 Year fixed - 75% LTV - Remortgage only

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
BM1199 3.65% NIL 3% for 2 years 5.50% Paragon SVR

(currently 5.60%)

5.65% NA

2 Year fixed - 80% LTV - Remortgage only

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
BM2099 3.75% NIL 3% for 2 years 5.40% Paragon SVR

(currently 5.60%)

5.75% NA

3 Year fixed - 75% LTV - Remortgage only

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
BM1202 3.80% NIL 3% for 3 years 5.40% Paragon SVR

(currently 5.60%)

5.80% NA

3 Year fixed - 80% LTV - Remortgage only

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
BM2101 3.90% NIL 3% for 3 years 5.40% Paragon SVR

(currently 5.60%)

5.90% NA

5 Year fixed - 75% LTV - Remortgage only

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
2M1208 3.85% NIL 5% in years 1 & 2
4% in year 3 & 4
3% in year 5
4.70% 4.85%

(Paragon SVR 5.60% less 0.75%)

4.00% NA

2 Year fixed - 80% LTV - Purchase and remortgage

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
BM2098 3.55% NIL 3% for 2 years 5.50% Paragon SVR

(currently 5.60%)

5.55% NA

3 Year fixed - 80% LTV - Purchase and remortgage

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
BM2100 3.80% NIL 3% for 3 years 5.40% Paragon SVR

(currently 5.60%)

5.80% NA

5 Year fixed - 80% LTV - Purchase and remortgage

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
BM2103 3.70% 1.00% 5% in years 1 & 2
4% in years 3 & 4
3% in year 5
4.70% 4.85%

(Paragon SVR 5.60% less 0.75%)

4.00% NA
Sorry. There are no products matching these criteria.
  • Paragon Standard5.60%
    Variable Rate (*SVR)
  • Bank Base Rate0.75%
  • Paragon **LIBOR0.90%
  • Next LIBOR reset date01.01.19

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Product notes

  • All products are funded by Paragon Bank PLC
  • APR calculated using an illustrative loan of £150,000
  • All our products are subject to availability and can be withdrawn at any time
  • After the initial fixed period, if the mortgage is interest only, it may be converted to capital and interest repayment, subject to 28 days written notice
  • An application fee of £150 and a valuation fee applies to all products, unless otherwise stated
  • Where applicable, cashback will be released to the appointed solicitor at completion
  • Where our 5 year fixed rate products revert to Paragon SVR (currently 5.60%) less 0.75% = 4.85%, a minimum rate of 3.00% applies after the fixed rate period

*SVR

From 9 October 2017, Paragon Bank Standard Variable Rate (SVR) and Paragon Group SVR aligned to a single rate, Paragon SVR. There was no change in interest rate as a result of this name change.

**LIBOR

From 9 October 2017, Paragon Bank LIBOR and Paragon Group LIBOR aligned to a single rate, Paragon LIBOR. There was no change in interest rate as a result of this name change.

If you took out a mortgage with Paragon before 1 April 2005, you may be on a different LIBOR rate, which will be shown in your original terms and conditions. You can also check which LIBOR rate you’re on by calling us on 0345 849 4060.

Paragon Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England number 05390593. Registered office 51 Homer Road, Solihull, West Midlands B91 3QJ. Paragon Bank PLC is registered on the Financial Services Register under the firm reference number 604551