Portfolio products

Perfect for landlords with four or more mortgaged buy-to-let properties and those operating as limited companies and limited liability partnerships.

SSC - Single self contained
HMO/MUB - Houses in Multiple Occupation / Multi-Unit Blocks

Product type

Product purpose

Product term

Single self contained - 2 Year fixed - 75% LTV - Limited Edition

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
2BM045 3.40% Nil 3% for 2 years 5.40% Paragon SVR

(currently 5.60%)

 5.50% Free mortgage valuation
£250 cashback

Single self contained - 2 Year fixed - 75% LTV

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
2BM025 2.99% 1.00% 3% for 2 years 5.50% Paragon SVR

(currently 5.60%)

 5.50% NA
2BM036 3.40% NIL 3% for 2 years 5.50% Paragon SVR

(currently 5.60%)

 5.50% NA

Single self contained - 2 Year fixed - 80% LTV

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
2BM038 3.49% 0.50% 3% for 2 years 5.50% Paragon SVR

(currently 5.60%)

 5.50% NA

Single self contained - 5 Year fixed - 75% LTV - Limited Edition

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
2BM059 3.74% 0.50% 5% for years 1 and 2
4% for years 3 and 4
3% for year 5		 4.60% 4.85%

(Paragon SVR 5.60% less 0.75%)

 4.00% Free mortgage valuation +
£500 cashback
2BM069 3.40% 2.00% 5% for years 1 and 2
4% for years 3 and 4
3% for year 5		 4.60% 4.85%

(Paragon SVR 5.60% less 0.75%)

 4.00% Free mortgage valuation +
£400 cashback

Single self contained - 5 Year fixed - 75% LTV

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
2BM053 3.65% 0.50% 5% for years 1 and 2
4% for years 3 and 4
3% for year 5		 4.60% 4.85%

(Paragon SVR 5.60% less 0.75%)

 4.00% NA
2BM054 3.85% NIL 5% for years 1 and 2
4% for years 3 and 4
3% for year 5		 4.70% 4.85%

(Paragon SVR 5.60% less 0.75%)

 4.00% NA

Single self contained - 5 Year fixed - 80% LTV

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
2BM055 3.70% 1.00% 5% for years 1 and 2
4% for years 3 and 4
3% for year 5		 4.70% 4.85%

(Paragon SVR 5.60% less 0.75%)

 4.00% NA

Single self contained - 5 Year fixed - 80% LTV - Limited Edition

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
2BM063 3.79% 0.50% 5% for years 1 and 2
4% for years 3 and 4
3% for year 5		 4.60% 4.85%

(Paragon SVR 5.60% less 0.75%)

 4.00% Free mortgage valuation +
£500 cashback

Single self contained - 5 Year fixed - 75% LTV - Limited Edition - Remortgage Only

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
2BM065 3.76% NIL 5% for years 1 and 2
4% for years 3 and 4
3% for year 5		 4.60% 4.85%

(Paragon SVR 5.60% less 0.75%)

 4.00% No application fee +
Free mortgage valuation +
£400 cashback

HMO/MUB - 2 Year fixed - 75% LTV - Limited Edition

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
2BM046 3.60% Nil 3% for 2 years 5.50% Paragon SVR

(currently 5.60%)

 5.60% Free mortgage valuation +
£250 cashback

HMO/MUB - 2 Year fixed - 75% LTV

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
2BM027 3.20% 1.00% 3% for 2 years 5.50% Paragon SVR

(currently 5.60%)

 5.50% NA
2BM037 3.60% NIL 3% for 2 years 5.50% Paragon SVR

(currently 5.60%)

 5.60% NA

HMO/MUB - 2 Year fixed - 80% LTV

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
2BM039 3.69% 0.50% 3% for 2 years 5.50% Paragon SVR

(currently 5.60%)

 5.69% NA

HMO/MUB - 5 Year fixed - 75% LTV - Limited Edition

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
2BM060 3.84% 0.50% 5% for years 1 and 2
4% for years 3 and 4
3% for year 5		 4.70% 4.85%

(Paragon SVR 5.60% less 0.75%)

 4.00% Free mortgage valuation +
£500 cashback
2BM070 3.50% 2.00% 5% for years 1 and 2
4% for years 3 and 4
3% for year 5		 4.70% 4.85%

(Paragon SVR 5.60% less 0.75%)

 4.00% Free mortgage valuation +
£400 cashback

HMO/MUB - 5 Year fixed - 75% LTV

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
2BM056 3.75% 0.50% 5% for years 1 and 2
4% for years 3 and 4
3% for year 5		 4.70% 4.85%

(Paragon SVR 5.60% less 0.75%)

 4.00% NA
2BM057 3.90% NIL 5% for years 1 and 2
4% for years 3 and 4
3% for year 5		 4.70% 4.85%

(Paragon SVR 5.60% less 0.75%)

 4.00% NA

HMO/MUB - 5 Year fixed - 80% LTV

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
2BM058 3.80% 1.00% 5% for years 1 and 2
4% for years 3 and 4
3% for year 5		 4.70% 4.85%

Paragon SVR (5.60% less 0.75%)

 4.00% NA

HMO/MUB - 5 Year fixed - 80% LTV - Limited Edition

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
2BM064 3.89% 0.50% 5% for years 1 and 2
4% for years 3 and 4
3% for year 5		 4.70% 4.85%

(Paragon SVR 5.60% less 0.75%)

 4.00% Free mortgage valuation +
£500 cashback

HMO/MUB - 5 Year fixed - 75% LTV - Limited Edition - Remortgage Only

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
2BM066 3.86% NIL 5% for years 1 and 2
4% for years 3 and 4
3% for year 5		 4.60% 4.85%

(Paragon SVR 5.60% less 0.75%)

 4.00% No application fee +
Free mortgage valuation +
£400 cashback
Sorry. There are no products matching these criteria.
  • Paragon Standard5.60%
    Variable Rate (*SVR)
  • Bank Base Rate0.75%
  • Paragon **LIBOR0.90%
  • Next LIBOR reset date01.01.19

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Product notes

  • All products are funded by Paragon Bank PLC
  • APR calculated using an illustrative loan of £150,000
  • All our products are subject to availability and can be withdrawn at any time
  • After the initial fixed period, if the mortgage is interest only, it may be converted to capital and interest repayment, subject to 28 days written notice
  • An application fee of £150 and a valuation fee applies to all products, unless otherwise stated
  • Where applicable, cashback will be released to the appointed solicitor at completion
  • Where our 5 year fixed rate products revert to Paragon SVR (currently 5.60%) less 0.75% = 4.85%, a minimum rate of 3.00% applies after the fixed rate period

*SVR

From 9 October 2017, Paragon Bank Standard Variable Rate (SVR) and Paragon Group SVR aligned to a single rate, Paragon SVR. There was no change in interest rate as a result of this name change.

**LIBOR

From 9 October 2017, Paragon Bank LIBOR and Paragon Group LIBOR aligned to a single rate, Paragon LIBOR. There was no change in interest rate as a result of this name change.

If you took out a mortgage with Paragon before 1 April 2005, you may be on a different LIBOR rate, which will be shown in your original terms and conditions. You can also check which LIBOR rate you’re on by calling us on 0345 849 4060.

Paragon Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England number 05390593. Registered office 51 Homer Road, Solihull, West Midlands B91 3QJ. Paragon Bank PLC is registered on the Financial Services Register under the firm reference number 604551